Tuesday, August 19, 2008

Blood transfusions give Argentine patients HIV (AP)

AP - Two intensive-care patients contracted HIV after receiving blood transfusions at public hospitals in the Argentine province of Cordoba, a newspaper reported Friday.

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(HMO) This type of plan gives a comprehensive level of medical coverage with one of the lowest costs. All medical care given under an HMO plan must be from within the network of doctors and hospitals your insurance company provides. With this type of plan there is no claim form for a member to submit. All claims are handled for you.

(PPO) A PPO plan is similar to an HMO plan. There is a network of doctors and hospitals provided by the insurance company that you must visit when seeking care. The difference is, you can visit an out-of-network provider, but it will cost you an extra fee to do so. You may also have to file your own claim form when going out-of-network.

(HSA) This relatively new form of health insurance plan provides medical coverage at the lowest cost of all the plans. A High Deductible Health Insurance Plan is used in conjunction with a Health Savings Account to provide medical coverage. Deductible amounts for this type of plan start at $1000 to be HSA eligible.

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